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Cross roads, a lot of people in a metropolitan intersection.

Should I hire a Financial Advisor/Financial Planner or should I DIY my money?

I spent about a decade working in corporate finance and in that time I considered myself savvy when it came to my money. After all, I was a Finance graduate who loved to read Yahoo!Finance and Nerdwallet in my spare time.

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Tess Zigo, CFP®, CPA

Tess Zigo, CFP®, CPA

September 20, 2022

Beautiful modern home with two stories, glass balconies, and luxurious swimming pool.

Should you buy a house with a Physician Loan or utilize a conventional mortgage?

One of the families I work with decided to upgrade homes this year in order to have more space for their growing family. The big conundrum was whether to get the physician loan (with 0% down) or use the cash they had saved up over the last few years to put 20% down and lower their monthly mortgage payment...

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Tess Zigo, CFP®, CPA

Tess Zigo, CFP®, CPA

June 26, 2022

10 Important Factors to Consider when Buying a Dental Practice

10 Important Factors to Consider when Buying a Dental Practice

Most dentists I work with love their career and the difference they make in their patient’s lives. The majority of new graduates end up working for someone for a few years to gain more hands-on experience before deciding to buy their own practice for the flexibility and freedom to run it as they see fit....

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Tess Zigo, CFP®, CPA

Tess Zigo, CFP®, CPA

June 8, 2022

Time and Wealth - 5 Timeless Money Tips To Remain In Control Of Your Money

5 Timeless Money Tips To Remain In Control Of Your Money

1. Only use one credit card for the majority of your spending. I do like having a few (3 is the sweet spot) credit cards just in case you lose one, or for certain privileges and to have a higher credit limit...

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Tess Zigo, CFP®, CPA

Tess Zigo, CFP®, CPA

May 20, 2022

Photo of stock market going down (Gamestop example).

3 Tips To Keep Your Emotions In Check when the stock market declines

1. It's perfectly human to be worried when the stock market drops. I blame our cave man instincts, we are programmed to fight or flight in the face of danger. Back in the cave days we might have encountered...

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Tess Zigo, CFP®, CPA

Tess Zigo, CFP®, CPA

May 9, 2022

Solo 401k

Using a solo 401(K) to Mega Backdoor Roth IRA your Retirement

Using a solo 401(K) to Mega Backdoor Roth IRA your Retirement If you've read any of my quotes in the media (ranging from CNBC to Nerdwallet) you'll know my full pledged appreciation for the Roth IRA. I graduated college at age 20 and...

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Tess Zigo

Tess Zigo, CFP®, CPA

November 30, 2021

FAFSA

Filling out the FAFSA: What to know about FAFSA and your expected family contribution

So, you’re about ready to send you son or daughter to college. Likely, you have worked hard to save money for tuition, room and board, and the occasional run to the bookstore. But while you have been saving on your own, now is...

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Tess Zigo

Tess Zigo, CFP®, CPA

November 16, 2021

Dentist

Dentists and Money

I was recently approached by a young dentist who was feeling overwhelmed about his student loan payments. He had many other questions about his personal finances in regard to purchasing a home closer to work, whether or not to receive...

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Tess Zigo

Tess Zigo, CFP®, CPA

February 1, 2021

Happy place

What do I do with newly acquired wealth

One of my dear friends and clients reached out to me earlier this week and mentioned that her Company offered her a private tender offer that would result in a six figure windfall even after taxes were accounted for...

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Tess Zigo

Tess Zigo, CFP®, CPA

November 06, 2019